The coat itself is warm. I like the outer fabric. It's a little more windproof than the other coats I've tried this season. And the insulation is good-either 75% or 85% down (can't remember) and 700 fill. I returned it because it doesn't fit me properly. It is not snug against the back of my neck, so that makes it very cold. And, it lays funny in the front at the zipper. I thought maybe it was because of the weight of the fur on the hood, but taking it off didn't help. Also, the fur is awkwardly attached with snaps, as is the hood-letting in the cold. The only part of the hood that is attached with zippers is the vertical part where it attaches under the collar (hard to explain) but this makes it very stiff and causes the collar to not la down well. It's a shame this coat wasn't thought out better. I would have kept it if it worked better because like I said - the coat itself is warm!
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